Health Insurance
The soaring medical costs nowadays have made it absolutely necessary to own a health insurance plan. Today majority of the employers provide health insurance to their employees, but one needs to check whether it covers their family members and whether the insurance cover is adequate.
There are different types of policies. First covers normal hospitalization, second covers critical illness and third offers daily cash reimbursement during hospitalization.
Whether you are an individual or have family, you certainly need a health cover.
Key points to remember:
• Buy a floater plan to cover your entire family
• Opt for a cashless plan, keep cashless mediclaim cards handy
• Inform other family members about the policy
• Keep a check on inclusions and exclusions in the policy
• Check if you need critical illness cover